A card for every team, in seconds. Cards
Issue virtual and physical cards with the limits and controls you set, for ad spend, subscriptions, travel or anything else.
Built for ambitious African businesses
One platform for how your business moves money.
Banking*Evea is a financial technology company, not a bank. Banking services are provided by Anchor., cards and credit, expenses, bills, payroll, treasury and accounting. Every naira, every card, every decision. One place.
Every naira, every card, every decision. One place.
Stop stitching together a bank, a card provider, a spreadsheet and three apps. Evea brings how your business moves money into one calm, connected platform.
Business banking
Free accounts and sub-accounts with a ₦0 minimum balance, and transfers for ₦55.
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Cards & NX credit
Cards for every team, and a credit line with no interest on the limit.
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Expense management
Receipts, categories and approvals on every spend, the moment it happens.
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Budgets
Give every team a budget, an owner and a limit, and see what’s left.
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Bills & AP Capital
Approve and schedule bills, or finance them over 3, 6 or 9 months.
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Payroll
Salaries, deductions and payslips in one approved run.
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Treasury
Earn up to 3.42% on idle cash in money market and mutual funds.
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Accounting
Evea Books, or sync to QuickBooks, Xero and NetSuite.
Learn more
Trusted by 1,000+ ambitious entrepreneurs shaping the future of business.
Wellat MarketsMichael Shadrack WalthaFounder/CEO, Wellat Markets Inc
“This Financial OS is redefining how finance teams operate — it’s the connective tissue between data, decisions, and execution.”
SeamTrackJohn OmaghomiFounder/CEO, SeamTrack Limited
“Finally, a financial system that unifies forecasting, reporting, and scenario modeling in real time.”
Jadegate NigeriaJadesola LagokeCEO, Jadegate Nigeria Limited
“From cash flow to capital allocation, this OS provides the clarity executives have been craving.”
The platform
Finance that runs itself, so you can run the business.
Money in, money out, and everything in between. Evea handles the busywork behind every payment, so your team spends less time chasing receipts and more time growing.
Bills, approved and paid on time. Accounts Payable
Upload an invoice, send it for approval and schedule payment for the due date. Short on cash? Finance it with AP Capital.
Every spend, with its receipt attached. Expenses
Receipts, categories and budgets arrive with each card transaction, so approving an expense takes one click.
Budgets that flag overspending early. Budgets
Give every team a budget, an owner and a limit. Evea alerts the owner as spending gets close.
Every naira, visible as it moves. Business Banking
Your main account and every sub-account update in real time, so you always know your true cash position.
Books that close themselves. Accounting
Every card spend, bill, payout and salary is categorised and synced to Evea Books, QuickBooks, Xero or NetSuite.
Cards & spend
Hand out cards, not your account details.
Issue virtual and physical cards to anyone on your team in seconds. Set a limit per card, link it to a budget and freeze it in one tap.
Explore cardsEvea cards are issued by Miden under license from Visa and Verve, so your team can pay for vendors, subscriptions and travel on a card that’s theirs.
Explore cardsEvery card payment arrives with its receipt, category and budget attached, so expenses are ready to approve the moment they happen.
Explore cards
Payroll
Payday, without the spreadsheet.
Run salaries, PAYE, pension and statutory deductions in one pay run, with every employee’s gross, deductions and net pay worked out for you.
Explore payrollEach pay run waits for the right people to approve it. Nothing leaves your account until it is signed off.
Explore payrollEvery employee gets a clear payslip, and you get a report for each run to share with your accountant.
Explore payroll
Capital & treasury
Capital when opportunity shows up. Returns when cash sits still.
Growth rarely waits for cashflow. Evea gives you room to move, and a way to put surplus cash to work.
NX credit card
3%
of the card transaction amount. No interest on the credit limit.
Credit limits are subject to review and approval.
AP Capital
3 · 6 · 9
months to repay, at a flat 3%, 6% or 9%. Your vendor is paid today.
Subject to eligibility and approval.
Treasury
3.42%
yield, up to. Money market and mutual funds by State Street and Morgan Stanley IM.
Investments carry risk and returns are not guaranteed.
Evea in motion
See how it works, one minute at a time.
Short films on every part of the platform. Real workflows, start to finish.
Get started
Open your account in about five minutes.
Fully online, from your laptop or phone. No branch visit, no paperwork in the post, no call with our team required.
01
Tell us about your business
Your business name, CAC registration and what you do.
02
Verify your directors
Upload ID and confirm who owns and runs the business.
03
Start moving money
Fund your account, issue cards and invite your team.
Security
Built to protect every naira.
Your money is held with licensed partners, and you decide exactly who can see, spend and approve.
Licensed partners
Banking by Anchor. Cards issued by Miden under license from Visa and Verve.
Roles and approvals
Invite your team with the right permissions and route spend for approval.
Card controls
Spend limits on every card. Freeze or cancel in one tap.
Full visibility
Every transaction, receipt and approval, recorded in one place.
Pricing
Free to bank. Simple to grow.
Business accounts are free with a ₦0 minimum balance. Plans for the full platform start at ₦15,000 a month, and every plan includes every feature.
Start
₦15,000
per month
1–5 users
Grow
₦35,000
per month
6–15 users
Scale
₦55,000
per month
Unlimited users
Your business, finally in one place.
Open a free Evea account online in about five minutes. No minimum balance, no branch visit.
Available to registered businesses in Nigeria.