Legal agreements and policies
The agreements that govern your Evea account, how we handle your data, and the standards we hold ourselves to.
The agreement between your company and Evea: eligibility, opening and using an account, data, liability and arbitration.
Terms of ServiceHow business banking, credit, cards and repayments work on Evea, including fees, disputes and chargebacks.
Privacy PolicyWhat information we collect, why we collect it, who we share it with, cookies, and your privacy rights.
Anti-Money Laundering Policy and ProcedureHow Evea prevents money laundering and terrorist financing: due diligence, risk, record keeping and reporting.
Anti-Bribery and Anti-Corruption PolicyThe standards everyone working with Evea follows to prevent bribery and corruption in any form.
Prohibited and Restricted ActivitiesThe businesses Evea cannot support, and those that need to provide more information first.
Cardholder Terms of UseThe rules for using a physical or virtual Evea card: activation, spending, security, and lost or stolen cards.
Chargeback and Dispute Management PolicyHow to dispute a transaction, how Evea investigates it, and what outcomes to expect.
Customer Safeguarding PolicyHow Evea protects your accounts, funds, personal information and access to our services.
Disclosures
- Evea is a financial technology company, not a bank. Banking services are provided by Anchor. Evea cards are issued by Miden under license from Visa and Verve.
- Business accounts, sub-accounts and transfers are provided by Anchor and are subject to Anchor’s terms and conditions.
- The Evea NX credit card is issued by Miden under license from Visa and Verve. Credit limits are subject to review and approval. A 3% fee applies to transactions made with the credit card account; no interest is charged on the credit limit. A minimum account balance of ₦3,000,000 is required.
- AP Capital is subject to eligibility, review and approval. Repayment terms of 3, 6 or 9 months carry flat fees of 3%, 6% or 9% of the amount financed.
- Treasury products are Money Market Funds and Mutual Funds managed by third-party fund managers, including State Street and Morgan Stanley Investment Management. Investments carry risk and returns are not guaranteed. Yields shown are indicative, variable and may change at any time. Past performance is not a reliable indicator of future results.
- Payroll calculations, including tax, pension and statutory deductions, are based on the information you provide. You remain responsible for the accuracy of employee data and for your statutory filings.
- Accounting integrations with QuickBooks, Xero and NetSuite require an active subscription with the respective provider. Product names and trademarks belong to their owners.
- Fees shown are correct as of October 2026 and may change. See the pricing page and your account agreement for the latest fees.