Choose a bill, choose a term
Pick an approved bill and a 3, 6 or 9-month term. The flat fee and monthly repayment are shown before you confirm.
- 3 months at 3%, 6 months at 6%, 9 months at 9%
- Flat fee shown up front
- Your vendor is paid in full
Accounts payable & AP Capital
Pay every bill on time. Even before you have the cash.
Bills arrive in one inbox, move through approval and get paid on schedule. When cash is tight, AP Capital pays your vendor now and you repay over 3, 6 or 9 months.
AP Capital is subject to eligibility, review and approval. Evea is a financial technology company, not a bank. Banking services are provided by Anchor. Evea cards are issued by Miden under license from Visa and Verve.
Lagos PrintLP-0937 · Due 30 Oct
For approval₦923,500.00
1
Submitted by Chioma NwosuOperations · 21 Oct
Done2
Approval: Ade ObiFinance approver
Waiting3
Scheduled paymentFrom Operating on 30 Oct
NextInvoice attached
DeclineApprove
One bill inbox
Upload invoices and track each one from arrival to paid.
Approvals that fit
Route bills to the right approver before anything is paid.
Scheduled payments
Pay on the due date automatically and keep vendors happy.
Accounts payable
Bills paid on time, without the paper chase.
Every bill moves from inbox to approved to paid in one place, so nothing slips and nothing is paid twice.
One bill inbox
Upload invoices and see every bill with its vendor, amount, due date and status, from arrival to paid.
Nothing slipsApprovals before payment
Route each bill to the right approver. Nothing is paid until it’s signed off.
Approve in one clickScheduled payments
Schedule approved bills to pay on their due date from your Evea account, automatically.
Paid on the due dateBills
From invoice to paid, without the paper trail.
Every bill shows its vendor, due date, approver and status. Nothing slips, and nothing is paid twice.
- Vendor, amount and due date on every bill
- Due-date reminders and status tracking
- Pay by transfer from your Evea account
Bills4 to pay in the next two weeks
₦6,145,000 due| Vendor | Due | Status | Amount |
|---|---|---|---|
| Kola Foods LtdINV-2041 | 28 Oct | Scheduled | ₦1,850,000 |
| Lagos PrintLP-0937 | 30 Oct | For approval | ₦923,500 |
| Eko ElectricityOct 2026 | 2 Nov | Approved | ₦471,500 |
| Adaeze StoresAS-118 | 9 Nov | AP Capital | ₦2,900,000 |
AP Capital
Your vendor gets paid today. You pay over time.
Choose a bill, choose a term and Evea pays the vendor in full. Repay over 3, 6 or 9 months at a flat 3%, 6% or 9%, with no surprises.
- 3 months at 3%, 6 months at 6%, 9 months at 9%
- Flat fee shown before you confirm
- Keep cash for payroll and growth
Finance this billAdaeze Stores · ₦2,900,000
AP Capital3 months3%flat fee
6 months6%flat fee
9 months9%flat fee
₦
Fee (6%)Shown before you confirm
₦174,000
6×
Monthly repaymentStarting December
₦512,333
Vendor paid todayConfirm
AP Capital
Pay your vendor today. Repay over time.
When cash is tight, use AP Capital to pay your vendor in full and you repay over 3, 6 or 9 months at a flat fee.
Clear monthly repayments
Repay in equal monthly instalments from your Evea account, and keep cash free for payroll and growth.
- Equal monthly instalments
- Repayment schedule in your dashboard
- Keep cash for what matters
Check your eligibility
See whether your business qualifies from your dashboard. AP Capital is subject to eligibility, review and approval.
- Check eligibility online
- Works on bills already in Evea
- Subject to eligibility, review and approval
Flat fees. Clear terms.
Repay over 3, 6 or 9 months at a flat 3%, 6% or 9% of the amount financed. AP Capital is subject to eligibility, review and approval.
Watch
Accounts payable, in a minute.
Questions, answered.
Something else on your mind? Talk to us.
How does AP Capital work?
Select an approved bill and choose a 3, 6 or 9-month term. Evea pays your vendor in full, and you repay in monthly instalments with a flat fee of 3%, 6% or 9% of the amount financed.
Who can use AP Capital?
AP Capital is subject to eligibility, review and approval. You can check your eligibility from the dashboard.
Can I pay vendors abroad?
Yes. International transfers cost 1% of the amount, and currency exchange is 0.5% of the amount.
Your business, finally in one place.
Open a free Evea account online in about five minutes. No minimum balance, no branch visit.
AP Capital is subject to eligibility, review and approval. Evea is a financial technology company, not a bank. Banking services are provided by Anchor. Evea cards are issued by Miden under license from Visa and Verve.